Instant Water Heater or Insulation Wrap? Insulation Wrap Savings Calculator!

Option A for most energy savings: Instant Water Heater Heat is always conducted through the walls of your water heater and getting wasted. The BEST way to save the most and reduce the most heat waste is to get an instant water heater, but you may find that the best situation for you is just …

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Calculate the Cost of a Purchase Now to Your Retirement-Aged Self

When you consider making a purchase today, think about what you might make if you invest that money rather than spend it. Actually, you don’t have to think much, you can just plug your values into my form here. You can modify any field, including the percent rate of return, if you expect you might …

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Heat Cost Calculator: How Hard is it to Heat a Garage, Shed, Workshop, or Bigger House?

If you are contemplating living in a garage during the winter, or heating an uninsulated outbuilding or workshop, maybe rethink that. You are 22 years old. You have seen that stock market returns average 6.5% annually after inflation, and that any money you save and invest today will be worth ten times more by the …

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How Does Inflation Affect Your FIRE Plans? Make Your Own Personal Inflation Index

Are you more affected by inflation than the average person? There seem to be too many inflation indexes out there to keep track of. There are the PCE, core PCE (does not include food and energy), and CPI all making the news, making it confusing when you see three different numbers for the same time …

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