Starting Out

Calculate the Cost of a Purchase Now to Your Retirement-Aged Self

When you consider making a purchase today, think about what you might make if you invest that money rather than spend it. Actually, you don’t have to think much, you can just plug your values into my form here. You can modify any field, including the percent rate of return, if you expect you might …

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Heat Cost Calculator: How Hard is it to Heat a Garage, Shed, Workshop, or Bigger House?

If you are contemplating living in a garage during the winter, or heating an uninsulated outbuilding or workshop, maybe rethink that. You are 22 years old. You have seen that stock market returns average 6.5% annually after inflation, and that any money you save and invest today will be worth ten times more by the …

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